You can update your email address and mobile number in Your Portal, or by contacting us on email@example.com (for data protection purposes, you need to email us from the email address registered on the policy in the first instance prior to any changes being made).
We don’t provide the option to change the policyholder on your cover. You will need to cancel your policy and start a new one to be covered under a new policyholder.
If you persistently and/or excessively speed, you won’t benefit from the rewards offered by us, including monthly Reward Points and a potential discount at renewal. We might not be able to offer you renewal, or as stated on page 8 of your Private Car Policy, we might cancel your policy for persistent or excessive speeding.
In the event that your policy is cancelled, please note that neither drive like a girl nor any other Insure The Box administered product will be prepared to arrange insurance for you in the future. You will be obliged to inform any future insurance providers that we have enforced the cancellation of this policy.
The black box monitors a number of driving related factors, such as mileage, speed, the time of day and the location of your car. It records any sudden impacts on the car, monitoring heavy braking or harsh acceleration. We’ll post a summary of your driving data in Your Portal, where you’ll also be able to see Reward Points awarded to you for safe driving behaviour.
Please note that we’re aware that occasionally you have no alternative but to use your brakes severely to avoid an accident; occasional use of “hard” braking will not be scored against you. We look at a number of factors to give an overall assessment of driving.
You need to tell us about any changes, like moving house or changing your car, which may affect your policy. To change details please log in to Your Portal, or speak to one of our agents on Live Chat.
Please note: this may result in an increase or decrease in premium. The following fees apply for policy changes:
- £90 via our Service Centre or £85 via Your Portal, if you change your car and a black box has already been fitted to your car, or had been fitted to a car you previously insured with us.
- £25 via our Service Centre, if you change your overnight parking address
- £25 via our Service Centre or £5 via Your Portal if you add/remove a driver to/from your policy
If you make more than one change at once, you will only have to pay one fee (whichever is the highest). Insurance Premium Tax will be charged or refunded at the appropriate rate.
If you have a credit agreement, these fees will be added to your monthly instalments if there are any left to pay. Please note that Premium Credit Ltd will also charge a transaction fee. The cost can be spread across your remaining payments unless you’ve made the changes within 8 days from your direct debit payment. If you’re 8 days or fewer away from your last direct debit payment, we will take a manual card payment.