You will receive your renewal documents 21 days before your current policy expiry date. If you don’t want to renew with us, you need to contact us more than 3 days before your renewal date – the earlier the better. Remember: if you’ve driven safely and earned a high number of Reward Points, you could get a discount at renewal.
Help Category: Renewing my policy
There are a number of factors that influence your renewal premium. Your black box gives us detailed information about how you’ve driven over the past year and your renewal price is personalised based on this data. Claims are not the only thing that can negatively impact your premium – things like changing your address or car, and external factors like crime in your area, also influence the price.
You’ll receive your renewal documents from us 21 days before your policy expiry date. Your policy will automatically renew, unless you tell us otherwise at least 4 days before your renewal date. You will also need to let us know at least 4 days before the renewal date if you want to make any changes to the renewal. If you’ve opted out from auto-renewal and don’t wish to renew, you don’t need to do anything.
Your renewal payment will be taken from your account 3 days before the renewal date, if you’re paying annually, and on the renewal date or within 10 days if you’re paying monthly. Should this payment fail or we have any difficulties in collecting your premium, we’ll contact you on the email address you have given us.
If you pay by direct debit, your first renewal payment will be taken within 10 working days after the renewal date. The following payments will be taken monthly on the same date for the remainder of your policy.
Please note that if you’ve made a change to your payment date during the policy year, your first renewal payment will continue in succession and might be sooner.
If you pay by credit or debit card, the payment will be collected 3 days before your policy is due for renewal.
Yes – after the initial 3 months you will receive a rating for every journey as well as an overall driving score.
Your driving score will be a significant factor when we calculate your renewal premium. If you have consistently driven ‘like a girl’ and earned monthly Reward Points, you could receive an additional discount when you renew.
We recommend that you visit Your Portal at least once a month to help you drive safely and receive the maximum score throughout the year.