Help Category: Green Cards

What’s a Green Card?

Green Cards are an international certificate of insurance issued by insurance providers in the UK. They’re used to verify that the motorist has the necessary third-party motor insurance cover for driving in the country being travelled to.

Green Cards are guaranteed through agreements between the countries that issue them. With this agreement the driver’s insurer will honour any claims made against the policyholder for incidents taking place while they’re driving within the EU, EEA, Andorra, Serbia and Switzerland.

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Why would I need to carry a Green Card?

If the UK leaves the EU without a withdrawal agreement, we’ll no longer be part of the European motor insurance ‘free circulation zone’ and won’t be able to drive in the EU without carrying paper documents.

At the moment, Green Cards are not required if you drive to an EU or EEA country. This might change in the event of a “no-deal” Brexit in the next few months so if you have upcoming travel plans, please make sure you keep track of the news and check these FAQs for any updates.

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Does this apply for driving across the Northern Ireland and Republic of Ireland border?

Yes.

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What happens if I travel outside the UK without a Green Card?

If this becomes a requirement, you’d be breaking the law. You could be accused of driving without insurance and be subject to a fine, having your vehicle seized or prosecution.

The only other legal option would be to purchase insurance locally when you arrive in the country (often known as ‘frontier insurance’). However, such insurance cover might not be widely available and could be more expensive than UK-issued policies so it’s better to utilise the Green Card that is recognised in all EU countries.

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Who can request a Green Card?

A policy holder or any authorised individual on the account.

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Does my Named Driver need to request a separate copy of the Green Card?

No. As long as the individual is listed as a Named Driver on your insurance policy, one Green Card detailing all insured drivers will be sufficient.

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How can I request a Green Card?

At the moment, Green Cards are not required if you drive to an EU or EEA country. This might change in the event of a “no-deal” Brexit in the next few months so if you have upcoming travel plans, please make sure you keep track of the news and check these FAQs for any updates.

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Can the Green Card be issued electronically?

Not at the moment, but the Council of Bureaux (COB) and the United Nations Economic Commission for Europe (UNECE) are considering the possibility of digitalising Green Cards.

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Is there a cost to request a Green Card?

No, we don’t charge for Green Card requests.

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When can I request a Green Card?

At the moment, Green Cards are not required if you drive to an EU or EEA country. This might change in the event of a “no-deal” Brexit in the next few months so if you have upcoming travel plans, please make sure you keep track of the news and check these FAQs for any updates.

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