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Green Cards are an international certificate of insurance issued by insurance providers in the UK. They’re used to verify that the motorist has the necessary third-party motor insurance cover for driving in the country being travelled to.

Green Cards are guaranteed through agreements between the countries that issue them. With this agreement the driver’s insurer will honour any claims made against the policyholder for incidents taking place while they’re driving within the EU, EEA, Andorra, Serbia and Switzerland.

Under existing EU law (pre-Brexit), vehicles from countries that are part of the European motor insurance ‘free circulation zone’ can drive in the EU without carrying paper documents. All EU countries are automatically part of the ‘free circulation zone’, but non-EU countries must apply to be part of this system.

With a no-deal Brexit UK might not be part of the ‘free circulation zone’ anymore. In this scenario, drivers would need to carry a Green Card document to prove they have valid insurance cover for their vehicle.

Yes.

If this becomes a requirement, you’d be breaking the law. You could be accused of driving without insurance and be subject to a fine, having your vehicle seized or prosecution.

The only other legal option would be to purchase insurance locally when you arrive in the country (often known as ‘frontier insurance’). However, such insurance cover might not be widely available and could be more expensive than UK-issued policies so it’s better to utilise the Green Card that is recognised in all EU countries.

A policy holder or any authorised individual on the account.

No. As long as the individual is listed as a Named Driver on your insurance policy, one Green Card detailing all insured drivers will be sufficient.

You need to contact the customer service centre on 0330 022 1000, Live Chat or email service@drivelikeagirl.com. Make sure you have your policy details (preferably your policy number) to hand as well as the dates that you’ll be travelling so that the advisers can easily process your request, posted to an address of your choosing.

Not at the moment, but the Council of Bureaux (COB) and the United Nations Economic Commission for Europe (UNECE) are considering the possibility of digitalising Green Cards.

No, we don’t charge for Green Card requests.

We’ll start issuing Green Cards from the 30^th September 2019. This means you can prepare your travel for the period extending the current Brexit date of 31^st October.

Due to the remaining uncertainty, we suggest you add in further two days to the validity period – for example, if you go away for two weeks on 23^rd October and need a Green Card to cover the last few days of your trip (31^st October – 6^th November), we suggest requesting one for 31^st October – 8^th November.