Help Category: Green Cards

What’s a Green Card?

Green Cards (or International Motor Insurance Certificates, IMICs) are an international certificate of insurance issued by insurance providers in the UK. They’re used to verify that the motorist has the necessary third-party motor insurance cover for driving in the country being travelled to.

Green Cards are guaranteed through agreements between the countries that issue them. With this agreement the driver’s insurer will honour any claims made against the policyholder for incidents taking place while they’re driving within the EU, EEA, Andorra, Bosnia & Herzegovina, Serbia and Switzerland.

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Why would I need to carry a Green Card?

The UK has now left the EU so drivers are required to carry a Green Card to prove they have valid insurance cover for their vehicle whilst driving within the EU, EEA, Andorra, Bosnia & Herzegovina, Serbia, and Switzerland.

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Who can request a Green Card?

A policyholder or any authorised individual on the account.

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Does my Named Driver need to request a separate copy of the Green Card?

No. As long as the individual is listed as a Named Driver on your insurance policy, one Green Card detailing all insured drivers will be sufficient.

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Is there a cost to request a Green Card?

No, we don’t charge for Green Card requests.

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How long before travelling should I request my Green Card?

A Green Card should be requested at least 6 weeks before your departure date, but we recommend you to process your request as soon as you know the dates that you intend to travel.

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What period of travel will a Green Card cover?

Your Green Card document covers a period of a minimum of 15 days. It’s worth adding extra days around your trip, in case anything happens, though keep in mind your insurance policy only allows you to travel abroad for 90 consecutive days so your Green Card can be issued for 90 days maximum.

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What if my travel dates overlap with my policy end date?

If your insurance policy is due to expire less than 15 days after the first date of travel, you will need to confirm your renewal before departure (even if your trip is less than 15 days in total). If you decide to switch to a new insurer, you’ll additionally need to request a new Green Card from them.

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Do I need an additional Green Card if I’m driving with a trailer?

Irrespective of trailer registration, some EU/EEA countries might also require a separate Green Card for your trailer.

You need to register all commercial use trailers travelling internationally with a gross weight of over 750kg, and non-commercial use trailers with a gross weight of over 3,500kg. Non-commercial trailers that weigh 3,500kg or less can be registered voluntarily but there’s no legal requirement to do so.

Please visit the government website for more information.

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Can I use the Green Card to rent or borrow a vehicle while I’m in an EU country?

No. Green Card documents will only apply to your own UK-registered vehicle. You’ll need to arrange insurance separately for any rented or borrowed vehicle at the destination.

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