In order to calculate the initial price of your insurance premium, we use a standard set of rating factors to assess risk. These include your car, age, occupation, driving experience, where you live and any past convictions. drive like a girl is different to traditional car insurance because we fit a telematics box to your car that measures how you drive. This lets you prove to us that you ‘drive like a girl’ – if you do, you could get a discount after three months plus further savings at renewal.